FRAUDULENT HOTLIST REPORTING​
"I gambled my own money on risky day trading, but when I won, there was a well-oiled operation in place to steal it from me. And now it appears quite clear - perhaps irrefutably so - that when I fought back... this enterprise set out to destroy me."
-"Charles Fraud" 4/17/2025
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Until Schwab turned over this document in 2023, I had no idea that the "Bridger Hotlist" even existed. (I still don't even know what the Fraudfinders Hotlist is. Any help would be appreciated!)
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Schwab claims that no fraud occurred in my account. They insist that my claims are frivolous, baseless, and based on "perceived discrepancies"... they essentially claim that only errors concerning my accounts is my failure to properly interpret the data. Well, as they were making these claims in public court filings, they took action behind the scenes based on a completely different set of fraudulent facts that, apparently, blamed me for the fraud, with devasting effects to my credit worthiness.
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Charles Schwab reported me, "Charles Fraud", to a Lexis Nexis database, the "Bridger Insight" platform, that banks and other financial institutions utilize for international that maintain and share the data securely to exclude international money laundering and organized crime from the global financial and credit systems. It's been so long that "Charles Fraud" has qualified for even soft credit, he is now unscorable - no credit score - despite having paid off all his debt in 2018 after cashing in winnings from Schwab -just before he was cancelled from the financial system. Unable to rent, he couldn't qualify for credit line at box stores, and I had an inkling why... I mean I always knew, but I didn't know how they could have pulled it off. It's not something that shows up on your credit report. I measure to ensure that your credit report stays blank. In my case... PERMANENTLY hotlisted - blacklisted in perhaps the worst way possible.
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​​LEXIS NEXIS IS HAVING "DIFFICULTY" PRODUCING THE RECORDS
And, as crazy as it sounds - sarcastically - Lexis Nexis is having difficulty providing records to me. Serious difficulty. I had recordings of my conversations with them, but I deleted them because I decided they should have no liability for damages caused to me due to the exploitation of a system by others - the TRUSTED PARTICIPANTS of their system.​ Schwab abused that trust. While these reports were made, they were simultaneously telling everybody else that I was literally crazy - as in lacking sanity. Maybe I am for ever thinking I could stand up to the powers that be, but Charles Fraud has a pretty good idea of what to do.
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Lexis Nexis definitely has to get there act in order. I literally think they are terrified of handing over evidence that places them right in the middle of destroying my credit and credibility, permanently. Their internal red flags went blaring, and they are probably going to try to clean the record - about seven years too late. But quite frankly, I'd rather Lexis Nexis be my friend than my enemy. Wishful thinking, perhaps, but one of their representatives was extremely informative, explaining that:
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Yes, indeed major banks and financial institutions and government agencies subscribe to these databases, and indeed a red mark will shut you down, without question, from getting credit, even without formerly being on an official government list. This is private intel, not government.
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Note that on my fraud alert, it says "PERMANENT." The logic behind that is unique, and it means that the data can be shared with all participants, who can in turn add to their internal permanent lists. So even if I do not remain on any list, the fact is Schwab used heavy machinery to scorch Charles Fraud's credibility, forever labeling me as the FRAUD.
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All I did was gambled my own money on risky day trading, and when I won, there was a well-oiled operation in place to steal it from me. And now it appears quite clear - perhaps irrefutably so - that when I fought back... this enterprise set out to destroy me.
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